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Payment Philosophy

Our firm is fee-only.  That means that our sole compensation comes from you, our client.  This ensures that we give unbiased advice that is not swayed by compensation from commissions or third party fee arrangements.

Financial Planning

Are you trying to answer questions like:

How much should I save for retirement?
How can I fund my children's college education?
What happens to my family if something happens to me?

Then Financial Planning is for you.  This process will help you develop a solid foundation for creating and implementing the financial plan for you to meet your life goals.

Since each client has individual needs in their financial plan, we bill our services based on an estimate of the time involved in creating a plan.  We will provide a fixed project fee depending on the estimated hours for completion.  For general financial planning purposes or one-off financial consultations we bill by the hour.

Investment Management

Deciding how to invest your money is one of the most important aspects of your financial life.  We can help by working with you to:
- Determine your tolerance for risk and volatility in your portfolio
- Develop an appropriate Investment Plan and recommended investments
- Implement your plan
- Maintain a disciplined approach to reviewing your investments over time

For long term Investment Management, we will base our fee on the level of assets we manage on your behalf.

Account Minimum:                     None

Up to $1,000,000:                     1% of Assets Under Management

$1,000,000 - $3,000,000:          0.8% of Assets Under Management

$3,000,000+:                            0.65% of Assets Under Managment

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