Dear Clients and Friends,
I hope you enjoyed a festive Holiday season! Now that the wrapping paper is thrown away, the food is eaten and the dieting starts, my favorite time of year begins. It's "Prediction Season" in the financial press. No doubt you will hear breathless pundits talking about where the market is going, what the Dow will be in 2013, and if American Idol will be around for another year. There are a couple ways to go when making predictions. One philosophy is:
"If you are going to make predictions... predict often." - Anonymous
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